/* ============================================================
   Bank of Liechtenstein Credit Union — Online Banking Portal Stylesheet
   ============================================================ */

:root {
  --navy:       #0a1628;
  --navy-mid:   #112240;
  --navy-light: #1a3560;
  --gold:       #c9a84c;
  --gold-light: #e8c97a;
  --gold-dark:  #a07830;
  --white:      #ffffff;
  --off-white:  #f4f6fa;
  --gray-50:    #f8fafc;
  --gray-100:   #e8ecf4;
  --gray-300:   #b0bcd4;
  --gray-500:   #6b7a99;
  --gray-700:   #3a4a6b;
  --success:    #1a9e6e;
  --danger:     #c0392b;
  --warning:    #e67e22;
  --info:       #2980b9;
  --sidebar-w:  260px;
  --topbar-h:   64px;
  --radius:     8px;
  --radius-lg:  14px;
  --shadow:     0 2px 16px rgba(10,22,40,0.10);
  --shadow-lg:  0 6px 32px rgba(10,22,40,0.16);
  --transition: all 0.25s ease;
  --font:       'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 15px; }
body { font-family: var(--font); background: var(--gray-50); color: var(--navy); line-height: 1.6; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button, input, select, textarea { font-family: inherit; }
img { max-width: 100%; display: block; }

/* ============================================================
   LOGIN PAGE
   ============================================================ */
.login-page {
  min-height: 100vh;
  display: grid; grid-template-columns: 1fr 1fr;
}
.login-left {
  background: linear-gradient(145deg, var(--navy) 0%, var(--navy-light) 100%);
  display: flex; flex-direction: column; justify-content: space-between;
  padding: 48px; position: relative; overflow: hidden;
}
.login-left::before {
  content: ''; position: absolute; inset: 0;
  background-image: repeating-linear-gradient(45deg, rgba(201,168,76,0.04) 0, rgba(201,168,76,0.04) 1px, transparent 0, transparent 50%);
  background-size: 28px 28px;
}
.login-left-content { position: relative; z-index: 1; }
.login-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 64px; }
.login-logo-icon {
  width: 48px; height: 48px; background: var(--gold); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; font-weight: 900; color: var(--navy); font-family: Georgia, serif;
}
.login-logo-text { color: var(--white); }
.login-logo-name { font-size: 1.1rem; font-weight: 700; }
.login-logo-sub { font-size: 0.68rem; color: var(--gold); letter-spacing: 1.5px; text-transform: uppercase; }
.login-headline { font-size: 2.4rem; font-weight: 800; color: var(--white); line-height: 1.2; margin-bottom: 20px; }
.login-headline span { color: var(--gold); }
.login-desc { color: var(--gray-300); font-size: 0.95rem; line-height: 1.7; max-width: 400px; margin-bottom: 40px; }
.login-features { display: flex; flex-direction: column; gap: 14px; }
.login-feature { display: flex; align-items: center; gap: 12px; color: var(--gray-300); font-size: 0.88rem; }
.login-feature-icon {
  width: 32px; height: 32px; background: rgba(201,168,76,0.15);
  border-radius: 8px; display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: 0.9rem; flex-shrink: 0;
}
.login-left-footer { position: relative; z-index: 1; }
.login-security-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.25);
  color: var(--gold); padding: 8px 14px; border-radius: 20px; font-size: 0.78rem;
}

.login-right {
  background: var(--white); display: flex; align-items: center; justify-content: center;
  padding: 48px;
}
.login-form-wrap { width: 100%; max-width: 420px; }
.login-form-title { font-size: 1.8rem; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.login-form-sub { color: var(--gray-500); font-size: 0.9rem; margin-bottom: 36px; }
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.form-control {
  width: 100%; padding: 12px 16px; border: 1.5px solid var(--gray-100);
  border-radius: var(--radius); font-size: 0.93rem; color: var(--navy);
  background: var(--white); transition: var(--transition); outline: none;
}
.form-control:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,168,76,0.12); }
.form-control-icon { position: relative; }
.form-control-icon .form-control { padding-left: 44px; }
.form-control-icon .input-icon {
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%);
  color: var(--gray-300); font-size: 0.95rem;
}
.form-row-between { display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; }
.form-check { display: flex; align-items: center; gap: 8px; font-size: 0.85rem; color: var(--gray-500); cursor: pointer; }
.form-check input { accent-color: var(--gold); }
.forgot-link { font-size: 0.85rem; color: var(--gold); font-weight: 600; }
.btn-login {
  width: 100%; padding: 14px; background: var(--gold); color: var(--navy);
  border: none; border-radius: var(--radius); font-size: 1rem; font-weight: 700;
  cursor: pointer; transition: var(--transition); display: flex; align-items: center;
  justify-content: center; gap: 8px;
}
.btn-login:hover { background: var(--gold-light); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(201,168,76,0.35); }
.login-divider { display: flex; align-items: center; gap: 12px; margin: 24px 0; }
.login-divider::before, .login-divider::after { content: ''; flex: 1; height: 1px; background: var(--gray-100); }
.login-divider span { font-size: 0.8rem; color: var(--gray-300); }
.btn-register {
  width: 100%; padding: 13px; background: transparent; color: var(--navy);
  border: 1.5px solid var(--gray-100); border-radius: var(--radius);
  font-size: 0.93rem; font-weight: 600; cursor: pointer; transition: var(--transition);
}
.btn-register:hover { border-color: var(--gold); color: var(--gold); }
.login-footer-note { text-align: center; margin-top: 28px; font-size: 0.78rem; color: var(--gray-300); }
.login-footer-note a { color: var(--gold); }

/* ============================================================
   BANKING LAYOUT (Dashboard, etc.)
   ============================================================ */
.banking-layout { display: flex; min-height: 100vh; }

/* SIDEBAR */
.sidebar {
  width: var(--sidebar-w); background: var(--navy); position: fixed;
  top: 0; left: 0; bottom: 0; z-index: 100; display: flex;
  flex-direction: column; transition: var(--transition);
  overflow-y: auto;
}
.sidebar-logo {
  padding: 20px 20px 16px; display: flex; align-items: center; gap: 10px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.sidebar-logo-icon {
  width: 38px; height: 38px; background: var(--gold); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem; font-weight: 900; color: var(--navy); font-family: Georgia, serif;
  flex-shrink: 0;
}
.sidebar-logo-text .logo-name { font-size: 0.9rem; font-weight: 700; color: var(--white); }
.sidebar-logo-text .logo-sub { font-size: 0.62rem; color: var(--gold); letter-spacing: 1px; text-transform: uppercase; }
.sidebar-user {
  padding: 16px 20px; border-bottom: 1px solid rgba(255,255,255,0.07);
  display: flex; align-items: center; gap: 10px;
}
.sidebar-avatar {
  width: 38px; height: 38px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: var(--navy); font-size: 0.95rem; flex-shrink: 0;
}
.sidebar-user-name { font-size: 0.88rem; font-weight: 700; color: var(--white); }
.sidebar-user-id { font-size: 0.72rem; color: var(--gray-500); }
.sidebar-nav { flex: 1; padding: 12px 0; }
.sidebar-section-label {
  padding: 10px 20px 4px; font-size: 0.65rem; font-weight: 700;
  color: var(--gray-700); text-transform: uppercase; letter-spacing: 1.5px;
}
.sidebar-link {
  display: flex; align-items: center; gap: 12px;
  padding: 10px 20px; color: var(--gray-500); font-size: 0.88rem;
  font-weight: 500; transition: var(--transition); cursor: pointer;
  border-left: 3px solid transparent;
}
.sidebar-link:hover { color: var(--white); background: rgba(255,255,255,0.05); }
.sidebar-link.active {
  color: var(--gold); background: rgba(201,168,76,0.08);
  border-left-color: var(--gold);
}
.sidebar-link i { width: 18px; text-align: center; font-size: 0.95rem; }
.sidebar-link .badge {
  margin-left: auto; background: var(--gold); color: var(--navy);
  font-size: 0.68rem; font-weight: 700; padding: 2px 7px; border-radius: 10px;
}
.sidebar-footer {
  padding: 16px 20px; border-top: 1px solid rgba(255,255,255,0.07);
}
.sidebar-logout {
  display: flex; align-items: center; gap: 10px;
  color: var(--gray-500); font-size: 0.85rem; cursor: pointer;
  transition: var(--transition); padding: 8px 0;
}
.sidebar-logout:hover { color: var(--danger); }

/* MAIN CONTENT */
.main-content {
  margin-left: var(--sidebar-w); flex: 1; display: flex; flex-direction: column;
  min-height: 100vh;
}

/* TOPBAR */
.topbar {
  height: var(--topbar-h); background: var(--white);
  border-bottom: 1px solid var(--gray-100);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 28px; position: sticky; top: 0; z-index: 50;
  box-shadow: 0 1px 8px rgba(10,22,40,0.06);
}
.topbar-left { display: flex; align-items: center; gap: 16px; }
.topbar-title { font-size: 1.15rem; font-weight: 700; color: var(--navy); }
.topbar-breadcrumb { font-size: 0.8rem; color: var(--gray-300); }
.topbar-right { display: flex; align-items: center; gap: 12px; }
.topbar-btn {
  width: 38px; height: 38px; border-radius: 8px; border: 1.5px solid var(--gray-100);
  background: var(--white); display: flex; align-items: center; justify-content: center;
  cursor: pointer; color: var(--gray-500); transition: var(--transition); position: relative;
}
.topbar-btn:hover { border-color: var(--gold); color: var(--gold); }
.topbar-btn .notif-dot {
  position: absolute; top: 6px; right: 6px; width: 7px; height: 7px;
  background: var(--danger); border-radius: 50%; border: 1.5px solid var(--white);
}
.topbar-user {
  display: flex; align-items: center; gap: 8px; cursor: pointer;
  padding: 6px 10px; border-radius: var(--radius); transition: var(--transition);
}
.topbar-user:hover { background: var(--off-white); }
.topbar-user-avatar {
  width: 34px; height: 34px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: var(--navy); font-size: 0.85rem;
}
.topbar-user-name { font-size: 0.88rem; font-weight: 600; color: var(--navy); }

/* PAGE CONTENT */
.page-content { padding: 28px; flex: 1; }

/* ============================================================
   DASHBOARD COMPONENTS
   ============================================================ */
.welcome-banner {
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: var(--radius-lg); padding: 28px 32px;
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 24px; position: relative; overflow: hidden;
}
.welcome-banner::before {
  content: ''; position: absolute; inset: 0;
  background-image: repeating-linear-gradient(45deg, rgba(201,168,76,0.04) 0, rgba(201,168,76,0.04) 1px, transparent 0, transparent 50%);
  background-size: 24px 24px;
}
.welcome-text { position: relative; z-index: 1; }
.welcome-greeting { font-size: 1.4rem; font-weight: 800; color: var(--white); margin-bottom: 4px; }
.welcome-greeting span { color: var(--gold); }
.welcome-sub { color: var(--gray-300); font-size: 0.88rem; }
.welcome-actions { position: relative; z-index: 1; display: flex; gap: 10px; }
.btn-banking {
  padding: 10px 20px; border-radius: var(--radius); font-size: 0.88rem;
  font-weight: 600; cursor: pointer; transition: var(--transition);
  display: inline-flex; align-items: center; gap: 7px; border: none;
}
.btn-banking-primary { background: var(--gold); color: var(--navy); }
.btn-banking-primary:hover { background: var(--gold-light); transform: translateY(-1px); }
.btn-banking-outline { background: rgba(255,255,255,0.1); color: var(--white); border: 1.5px solid rgba(255,255,255,0.25) !important; }
.btn-banking-outline:hover { background: rgba(255,255,255,0.18); }

/* Summary Cards */
.summary-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; margin-bottom: 24px; }
.summary-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 20px 22px; border: 1px solid var(--gray-100);
  transition: var(--transition);
}
.summary-card:hover { box-shadow: var(--shadow); border-color: rgba(201,168,76,0.25); }
.summary-card-header { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 14px; }
.summary-card-label { font-size: 0.78rem; color: var(--gray-500); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; }
.summary-card-icon {
  width: 36px; height: 36px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center; font-size: 1rem;
}
.icon-blue { background: rgba(41,128,185,0.12); color: var(--info); }
.icon-green { background: rgba(26,158,110,0.12); color: var(--success); }
.icon-gold { background: rgba(201,168,76,0.12); color: var(--gold); }
.icon-red { background: rgba(192,57,43,0.12); color: var(--danger); }
.summary-card-value { font-size: 1.6rem; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.summary-card-change { font-size: 0.78rem; }
.change-up { color: var(--success); }
.change-down { color: var(--danger); }

/* Account Cards */
.accounts-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-bottom: 24px; }
.account-card {
  border-radius: var(--radius-lg); padding: 22px; position: relative;
  overflow: hidden; cursor: pointer; transition: var(--transition);
}
.account-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.account-card.current { background: linear-gradient(135deg, #0d2040, #1a3560); }
.account-card.savings { background: linear-gradient(135deg, #1a3a1a, #2d5a2d); }
.account-card.fixed { background: linear-gradient(135deg, #3a2000, #6b4000); }
.account-card::before {
  content: ''; position: absolute; top: -30px; right: -30px;
  width: 120px; height: 120px; border-radius: 50%;
  background: rgba(255,255,255,0.04);
}
.account-card-type { font-size: 0.72rem; color: rgba(255,255,255,0.6); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 8px; }
.account-card-name { font-size: 1rem; font-weight: 700; color: var(--white); margin-bottom: 16px; }
.account-card-balance { font-size: 1.8rem; font-weight: 800; color: var(--white); margin-bottom: 4px; }
.account-card-currency { font-size: 0.78rem; color: rgba(255,255,255,0.5); margin-bottom: 16px; }
.account-card-number { font-size: 0.78rem; color: rgba(255,255,255,0.45); letter-spacing: 2px; }
.account-card-badge {
  position: absolute; top: 16px; right: 16px;
  background: rgba(201,168,76,0.25); color: var(--gold);
  font-size: 0.68rem; font-weight: 700; padding: 3px 8px;
  border-radius: 10px; text-transform: uppercase;
}

/* Transactions */
.section-header {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 16px;
}
.section-header-title { font-size: 1rem; font-weight: 700; color: var(--navy); }
.section-header-link { font-size: 0.82rem; color: var(--gold); font-weight: 600; cursor: pointer; }
.transactions-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); overflow: hidden;
}
.transaction-item {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 20px; border-bottom: 1px solid var(--gray-100);
  transition: var(--transition);
}
.transaction-item:last-child { border-bottom: none; }
.transaction-item:hover { background: var(--gray-50); }
.transaction-icon {
  width: 40px; height: 40px; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem; flex-shrink: 0;
}
.t-bg-blue { background: rgba(41,128,185,0.1); }
.t-bg-green { background: rgba(26,158,110,0.1); }
.t-bg-orange { background: rgba(230,126,34,0.1); }
.t-bg-red { background: rgba(192,57,43,0.1); }
.t-bg-purple { background: rgba(142,68,173,0.1); }
.transaction-info { flex: 1; }
.transaction-name { font-size: 0.9rem; font-weight: 600; color: var(--navy); }
.transaction-date { font-size: 0.75rem; color: var(--gray-500); margin-top: 2px; }
.transaction-category {
  font-size: 0.7rem; background: var(--gray-100); color: var(--gray-500);
  padding: 2px 8px; border-radius: 10px; display: inline-block; margin-top: 3px;
}
.transaction-amount { font-size: 0.95rem; font-weight: 700; text-align: right; }
.transaction-amount.credit { color: var(--success); }
.transaction-amount.debit { color: var(--navy); }
.transaction-status {
  font-size: 0.7rem; color: var(--gray-500); margin-top: 2px; text-align: right;
}

/* Quick Actions */
.quick-actions-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 12px; margin-bottom: 24px; }
.quick-action {
  background: var(--white); border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg); padding: 18px 14px;
  text-align: center; cursor: pointer; transition: var(--transition);
}
.quick-action:hover { border-color: var(--gold); box-shadow: var(--shadow); transform: translateY(-2px); }
.quick-action-icon {
  width: 44px; height: 44px; border-radius: 10px;
  background: rgba(201,168,76,0.1); display: flex; align-items: center;
  justify-content: center; font-size: 1.2rem; margin: 0 auto 10px;
  transition: var(--transition);
}
.quick-action:hover .quick-action-icon { background: var(--gold); }
.quick-action-label { font-size: 0.8rem; font-weight: 600; color: var(--navy); }

/* Dashboard 2-col layout */
.dashboard-grid { display: grid; grid-template-columns: 1fr 340px; gap: 20px; }

/* Mini chart placeholder */
.mini-chart {
  height: 200px; background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); padding: 20px;
  display: flex; flex-direction: column;
}
.chart-bars {
  display: flex; align-items: flex-end; gap: 8px; flex: 1;
  padding-top: 12px;
}
.chart-bar {
  flex: 1; border-radius: 4px 4px 0 0;
  background: linear-gradient(to top, var(--gold-dark), var(--gold));
  transition: var(--transition); cursor: pointer;
}
.chart-bar:hover { background: linear-gradient(to top, var(--gold), var(--gold-light)); }
.chart-labels { display: flex; gap: 8px; margin-top: 8px; }
.chart-label { flex: 1; text-align: center; font-size: 0.68rem; color: var(--gray-500); }

/* Notifications panel */
.notif-list { display: flex; flex-direction: column; gap: 0; }
.notif-item {
  display: flex; gap: 12px; padding: 14px 20px;
  border-bottom: 1px solid var(--gray-100); transition: var(--transition);
}
.notif-item:last-child { border-bottom: none; }
.notif-item:hover { background: var(--gray-50); }
.notif-dot-icon {
  width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; margin-top: 6px;
}
.notif-dot-icon.blue { background: var(--info); }
.notif-dot-icon.green { background: var(--success); }
.notif-dot-icon.gold { background: var(--gold); }
.notif-dot-icon.red { background: var(--danger); }
.notif-text { font-size: 0.82rem; color: var(--navy); line-height: 1.5; }
.notif-time { font-size: 0.72rem; color: var(--gray-300); margin-top: 2px; }

/* ============================================================
   TRANSFER PAGE
   ============================================================ */
.transfer-layout { display: grid; grid-template-columns: 1fr 380px; gap: 24px; }
.transfer-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); padding: 28px;
}
.transfer-card-title { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 24px; }
.transfer-tabs { display: flex; gap: 4px; background: var(--gray-50); border-radius: var(--radius); padding: 4px; margin-bottom: 24px; }
.transfer-tab {
  flex: 1; padding: 9px; text-align: center; border-radius: 6px;
  font-size: 0.85rem; font-weight: 600; cursor: pointer; transition: var(--transition);
  color: var(--gray-500); border: none; background: none;
}
.transfer-tab.active { background: var(--white); color: var(--navy); box-shadow: 0 1px 6px rgba(10,22,40,0.1); }
.select-account {
  display: flex; align-items: center; gap: 12px;
  background: var(--gray-50); border: 1.5px solid var(--gray-100);
  border-radius: var(--radius); padding: 12px 14px; cursor: pointer;
  transition: var(--transition); margin-bottom: 20px;
}
.select-account:hover { border-color: var(--gold); }
.select-account-icon {
  width: 38px; height: 38px; border-radius: 8px;
  background: var(--navy); display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-size: 1rem; flex-shrink: 0;
}
.select-account-label { font-size: 0.75rem; color: var(--gray-500); }
.select-account-value { font-size: 0.92rem; font-weight: 700; color: var(--navy); }
.select-account-balance { font-size: 0.78rem; color: var(--success); margin-left: auto; font-weight: 600; }
.amount-input-wrap { position: relative; margin-bottom: 20px; }
.amount-currency {
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%);
  font-size: 1rem; font-weight: 700; color: var(--gray-500);
}
.amount-input {
  width: 100%; padding: 16px 16px 16px 50px;
  border: 1.5px solid var(--gray-100); border-radius: var(--radius);
  font-size: 1.6rem; font-weight: 700; color: var(--navy); outline: none;
  transition: var(--transition);
}
.amount-input:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,168,76,0.12); }
.transfer-summary {
  background: var(--gray-50); border-radius: var(--radius); padding: 16px;
  margin-bottom: 20px;
}
.transfer-summary-row {
  display: flex; justify-content: space-between;
  font-size: 0.85rem; padding: 5px 0;
}
.transfer-summary-row span:first-child { color: var(--gray-500); }
.transfer-summary-row span:last-child { font-weight: 600; color: var(--navy); }
.btn-transfer {
  width: 100%; padding: 14px; background: var(--gold); color: var(--navy);
  border: none; border-radius: var(--radius); font-size: 1rem; font-weight: 700;
  cursor: pointer; transition: var(--transition); display: flex;
  align-items: center; justify-content: center; gap: 8px;
}
.btn-transfer:hover { background: var(--gold-light); transform: translateY(-1px); }

/* Beneficiaries */
.beneficiary-item {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 0; border-bottom: 1px solid var(--gray-100); cursor: pointer;
  transition: var(--transition);
}
.beneficiary-item:last-child { border-bottom: none; }
.beneficiary-item:hover { padding-left: 4px; }
.beneficiary-avatar {
  width: 38px; height: 38px; border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-mid), var(--navy-light));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: var(--gold); font-size: 0.9rem; flex-shrink: 0;
}
.beneficiary-name { font-size: 0.88rem; font-weight: 600; color: var(--navy); }
.beneficiary-bank { font-size: 0.75rem; color: var(--gray-500); }
.beneficiary-arrow { margin-left: auto; color: var(--gray-300); font-size: 0.8rem; }

/* ============================================================
   STATEMENTS PAGE
   ============================================================ */
.statements-filters {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); padding: 20px 24px;
  display: flex; gap: 16px; align-items: flex-end; margin-bottom: 20px;
  flex-wrap: wrap;
}
.filter-group { display: flex; flex-direction: column; gap: 5px; }
.filter-label { font-size: 0.78rem; font-weight: 600; color: var(--gray-500); text-transform: uppercase; letter-spacing: 0.5px; }
.filter-select, .filter-input {
  padding: 9px 12px; border: 1.5px solid var(--gray-100); border-radius: var(--radius);
  font-size: 0.88rem; color: var(--navy); outline: none; transition: var(--transition);
  background: var(--white);
}
.filter-select:focus, .filter-input:focus { border-color: var(--gold); }
.btn-filter {
  padding: 10px 20px; background: var(--navy); color: var(--white);
  border: none; border-radius: var(--radius); font-size: 0.88rem;
  font-weight: 600; cursor: pointer; transition: var(--transition);
  display: flex; align-items: center; gap: 7px;
}
.btn-filter:hover { background: var(--navy-light); }
.btn-export {
  padding: 10px 20px; background: transparent; color: var(--gold);
  border: 1.5px solid var(--gold); border-radius: var(--radius);
  font-size: 0.88rem; font-weight: 600; cursor: pointer; transition: var(--transition);
  display: flex; align-items: center; gap: 7px;
}
.btn-export:hover { background: var(--gold); color: var(--navy); }
.statements-table-wrap {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); overflow: hidden;
}
.statements-table { width: 100%; border-collapse: collapse; }
.statements-table th {
  background: var(--gray-50); padding: 12px 16px; text-align: left;
  font-size: 0.75rem; font-weight: 700; color: var(--gray-500);
  text-transform: uppercase; letter-spacing: 0.5px;
  border-bottom: 1px solid var(--gray-100);
}
.statements-table td {
  padding: 13px 16px; font-size: 0.88rem; color: var(--navy);
  border-bottom: 1px solid var(--gray-100);
}
.statements-table tr:last-child td { border-bottom: none; }
.statements-table tr:hover td { background: var(--gray-50); }
.status-badge {
  display: inline-flex; align-items: center; gap: 4px;
  padding: 3px 10px; border-radius: 12px; font-size: 0.72rem; font-weight: 700;
}
.status-completed { background: rgba(26,158,110,0.1); color: var(--success); }
.status-pending { background: rgba(230,126,34,0.1); color: var(--warning); }
.status-failed { background: rgba(192,57,43,0.1); color: var(--danger); }

/* ============================================================
   SETTINGS PAGE
   ============================================================ */
.settings-layout { display: grid; grid-template-columns: 240px 1fr; gap: 24px; }
.settings-nav {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); padding: 8px 0; height: fit-content;
}
.settings-nav-item {
  display: flex; align-items: center; gap: 10px;
  padding: 11px 18px; font-size: 0.88rem; font-weight: 500;
  color: var(--gray-500); cursor: pointer; transition: var(--transition);
  border-left: 3px solid transparent;
}
.settings-nav-item:hover { color: var(--navy); background: var(--gray-50); }
.settings-nav-item.active { color: var(--gold); background: rgba(201,168,76,0.06); border-left-color: var(--gold); }
.settings-nav-item i { width: 16px; text-align: center; }
.settings-section {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); padding: 28px; margin-bottom: 20px;
}
.settings-section-title { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 20px; padding-bottom: 14px; border-bottom: 1px solid var(--gray-100); }
.settings-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 14px 0; border-bottom: 1px solid var(--gray-100);
}
.settings-row:last-child { border-bottom: none; }
.settings-row-label { font-size: 0.9rem; font-weight: 600; color: var(--navy); }
.settings-row-sub { font-size: 0.78rem; color: var(--gray-500); margin-top: 2px; }
.toggle {
  width: 44px; height: 24px; background: var(--gray-100); border-radius: 12px;
  position: relative; cursor: pointer; transition: var(--transition); flex-shrink: 0;
}
.toggle.on { background: var(--gold); }
.toggle::after {
  content: ''; position: absolute; width: 18px; height: 18px;
  background: var(--white); border-radius: 50%; top: 3px; left: 3px;
  transition: var(--transition); box-shadow: 0 1px 4px rgba(0,0,0,0.2);
}
.toggle.on::after { transform: translateX(20px); }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  .summary-grid { grid-template-columns: repeat(2,1fr); }
  .accounts-grid { grid-template-columns: repeat(2,1fr); }
  .quick-actions-grid { grid-template-columns: repeat(4,1fr); }
  .dashboard-grid { grid-template-columns: 1fr; }
  .transfer-layout { grid-template-columns: 1fr; }
}
@media (max-width: 900px) {
  .sidebar { position: fixed; left: 0; top: 0; height: 100vh; z-index: 999; transform: translateX(-100%); transition: transform 0.3s ease; }
  .sidebar.open { transform: translateX(0); }
  .main-content { margin-left: 0; }
  .login-page { grid-template-columns: 1fr; }
  .login-left { display: none; }
  .settings-layout { grid-template-columns: 1fr; }
  .topbar { display: flex; align-items: center; justify-content: space-between; }
  .sidebar-toggle { display: block; }
}
@media (max-width: 600px) {
  .summary-grid { grid-template-columns: 1fr 1fr; }
  .accounts-grid { grid-template-columns: 1fr; }
  .quick-actions-grid { grid-template-columns: repeat(2,1fr); }
  .page-content { padding: 16px; }
  .welcome-banner { flex-direction: column; gap: 16px; align-items: flex-start; }
  .statements-filters { flex-direction: column; }
  .sidebar-nav { gap: 2px; }
  .sidebar-link { padding: 10px 14px; font-size: 0.85rem; }
  .topbar { flex-direction: column; gap: 12px; padding: 12px 16px; }
  .topbar-title { font-size: 1.1rem; }
  .topbar-breadcrumb { font-size: 0.75rem; }
  .form-group { margin-bottom: 16px; }
  .form-control { padding: 10px 14px; font-size: 0.9rem; }
  .btn { padding: 10px 18px; font-size: 0.85rem; }
  .statements-table { font-size: 0.8rem; }
  .statements-table th, .statements-table td { padding: 8px 4px; }
  .filter-select, .filter-input { font-size: 0.85rem; padding: 8px 12px; }
  .btn-filter, .btn-export { padding: 8px 14px; font-size: 0.8rem; }
}
@media (max-width: 480px) {
  html { font-size: 14px; }
  .sidebar { width: 100%; }
  .sidebar-logo-text { display: none; }
  .sidebar-user { display: none; }
  .sidebar-nav { gap: 0; }
  .sidebar-link { padding: 8px 12px; font-size: 0.8rem; }
  .sidebar-link i { font-size: 0.9rem; }
  .sidebar-link .badge { font-size: 0.65rem; padding: 2px 5px; }
  .main-content { margin-left: 0; }
  .topbar { padding: 10px 12px; }
  .topbar-left { min-width: auto; }
  .topbar-title { font-size: 1rem; }
  .topbar-breadcrumb { display: none; }
  .topbar-btn { width: 32px; height: 32px; font-size: 0.9rem; }
  .topbar-user { display: none; }
  .page-content { padding: 12px; }
  .summary-grid { grid-template-columns: 1fr; gap: 12px; }
  .summary-card { padding: 12px; }
  .summary-label { font-size: 0.7rem; }
  .summary-value { font-size: 1.2rem; }
  .account-card { padding: 16px; }
  .quick-actions-grid { grid-template-columns: 1fr; gap: 8px; }
  .quick-action { padding: 12px; font-size: 0.75rem; }
  .quick-action i { font-size: 1.4rem; }
  .form-group { margin-bottom: 12px; }
  .form-label { font-size: 0.8rem; }
  .form-control { padding: 8px 12px; font-size: 0.85rem; }
  .btn { padding: 8px 16px; font-size: 0.8rem; }
  .btn-lg { padding: 10px 20px; font-size: 0.85rem; }
  .statements-table { font-size: 0.7rem; }
  .statements-table th { padding: 6px 2px; font-size: 0.65rem; }
  .statements-table td { padding: 6px 2px; }
  .filter-select, .filter-input { font-size: 0.8rem; padding: 6px 10px; }
  .btn-filter, .btn-export { padding: 6px 12px; font-size: 0.75rem; }
  .settings-layout { gap: 12px; }
  .settings-nav { padding: 4px 0; }
  .settings-nav-item { padding: 8px 12px; font-size: 0.8rem; }
  .settings-section { padding: 16px; margin-bottom: 12px; }
  .settings-section-title { font-size: 0.9rem; margin-bottom: 12px; }
  .settings-row { padding: 10px 0; }
  .settings-row-label { font-size: 0.85rem; }
  .settings-row-sub { font-size: 0.7rem; }
}